PROFIT SYNDICATE

Terms of Service

Effective Date: April 22, 2026  ·  Last Updated: April 22, 2026  ·  Revision: v2 (incorporates outside counsel review)
Important — Read Before Using

These Terms of Service form a binding legal agreement between you and Crypto Melodies LLC, a Wyoming limited liability company, governing your access to and use of the Profit Syndicate platform.

By creating an account, clicking "I agree," or using the service in any way, you acknowledge that you have read, understood, and agree to be bound by these terms. If you do not agree, do not use the service.

The service involves substantial financial risk. Section 9 (Disclaimers) and Section 10 (Limitation of Liability) limit our liability. Section 14 (Dispute Resolution) requires individual arbitration of most disputes and waives your right to a jury trial and class actions.

1. Definitions

"Account" means the user account you create to access the Service.

"Customer" means an Account holder who uses the Service to operate as a strategy provider, distributing trading signals to Subscribers.

"Subscriber" means an Account holder who uses the Service to receive trading signals from a Customer and have those signals automatically replicated on the Subscriber's third-party brokerage account.

"Strategy Provider" is used interchangeably with "Customer" in these Terms.

"Brokerage Account" means a trading account held by you with a third-party broker (such as TradeLocker, Genesis FX, or any other brokerage) which you connect to the Service.

"Signals" means trade orders, instructions, or notifications generated by a Customer and transmitted through the Service.

"Fees" means setup fees, subscription fees, platform fees, and any other charges payable to us as described in Section 5.

"Stripe" means Stripe, Inc. and its affiliates, our third-party payment processor.

2. Eligibility and Account Creation

2.1 Eligibility

To use the Service, you must:

2.2 Account Creation

You must provide accurate, current, and complete information when creating an Account, and you must keep that information up to date. You are responsible for safeguarding your Account credentials and for all activity that occurs under your Account. You must notify us immediately at support@pscypher.com of any unauthorized access.

2.3 One Account Per Person or Entity

You may not create or maintain more than one Account in the same role (Customer or Subscriber) unless we expressly permit it in writing. Operating multiple Accounts to evade Fees, suspensions, or terminations is grounds for immediate termination.

2.4 Geographic Restrictions

The Service is offered from the United States. You are responsible for ensuring that your use of the Service is lawful in your jurisdiction. We may restrict or refuse Service to users in certain jurisdictions at our sole discretion. The Service is not available to residents or entities in sanctioned jurisdictions or where use would violate applicable law.

3. Description of the Service

3.1 What the Service Does

Profit Syndicate is a software-as-a-service platform that enables Customers to distribute trading signals to Subscribers and enables Subscribers to have those signals automatically replicated on their connected Brokerage Accounts via API.

3.2 What the Service Is Not

The Service is software infrastructure only. We do not:

3.3 Customer-Subscriber Relationship

When a Subscriber elects to receive Signals from a Customer, the Subscriber is entering an independent commercial relationship with that Customer. We are not a party to that relationship and bear no responsibility for it. We are solely a software intermediary.

3.4 Brokerage Independence

The Brokerage Account through which trades execute is held by you with an independent third-party broker. The broker, not we, executes trades, holds funds, applies leverage, and is regulated by financial authorities in its jurisdiction. Your relationship with your broker is governed solely by your agreement with that broker.

4. Acceptable Use

4.1 Prohibited Conduct

You agree not to:

4.2 Customer-Specific Obligations

If you use the Service as a Customer (strategy provider), you additionally agree:

4.3 Subscriber-Specific Obligations

If you use the Service as a Subscriber, you additionally agree:

4.4 Consequences of Violation

We may, at our sole discretion and without notice, suspend or terminate your Account, withhold Fees owed to a violating Customer, refuse refunds, refer matters to law enforcement, and pursue legal remedies for any violation of this Section 4.

5. Fees and Payment

5.1 Customer Fees

Customers pay a one-time setup fee plus a recurring monthly subscription fee, the amount of which depends on the tier selected at signup. Current tier pricing is available at pscypher.com/pricing. Customer fees are billed in U.S. dollars and processed by Stripe.

In addition, we deduct a per-Subscriber platform fee from the gross amount paid by each of the Customer's Subscribers. The per-Subscriber platform fee depends on the Customer's tier and is disclosed on the pricing page.

5.2 Subscriber Fees

Subscribers pay a recurring monthly subscription fee, set by the Customer to whom they subscribe. The full amount is paid to us; we deduct the per-Subscriber platform fee and remit the remainder to the Customer's connected Stripe payout account on a weekly schedule.

5.3 Authorization to Charge

By providing payment information, you authorize us (through Stripe) to charge the applicable Fees to your payment method on a recurring basis until cancellation. You authorize us to update payment method information from card networks (e.g., card replacement) without further action by you.

5.4 Failed Payments

If a payment fails, we (or Stripe on our behalf) may retry the charge up to several times over a period of days. If payment cannot be collected, we may suspend the Service to your Account. Continued failed payments may result in cancellation under Section 6.

5.5 Taxes

Fees are exclusive of all applicable taxes. You are responsible for any taxes imposed on your use of the Service, including sales, use, VAT, GST, or similar taxes, except for taxes on our net income.

5.6 Price Changes

We may change Fees at any time by posting updated pricing on our website and/or by notifying you via email. Price changes take effect at your next billing cycle following at least thirty (30) days' notice. Continued use of the Service after a price change constitutes acceptance.

6. Cancellation, Refunds, and Termination

6.1 Your Right to Cancel

You may cancel your subscription at any time through the Stripe Customer Billing Portal, which you can access via your Account or via the link sent to you at signup. Cancellation takes effect at the end of your current paid billing period.

6.2 No Refunds

Setup fees are non-refundable. Subscription fees are non-refundable. If you cancel, you retain access to the Service through the end of the billing period for which you have paid, and your subscription will not renew thereafter. We do not provide partial-period refunds.

Detailed refund terms appear in our Refund Policy, which is incorporated into these Terms by reference.

6.3 Termination by Us

We may suspend or terminate your Account immediately and without refund if:

6.4 Effect of Termination

On termination, your right to access the Service ends. Sections that by their nature should survive termination — including Sections 7 (IP), 9 (Disclaimers), 10 (Liability), 11 (Indemnification), 14 (Dispute Resolution), and 16 (General Provisions) — survive.

7. Intellectual Property

7.1 Our IP

The Service, including all software, designs, text, graphics, logos, and trademarks, is owned by Crypto Melodies LLC or our licensors and is protected by copyright, trademark, and other intellectual property laws. We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service in accordance with these Terms.

7.2 Your Content

You retain ownership of any content you submit, post, or transmit through the Service, including your Signals (if you are a Customer). By submitting content, you grant us a worldwide, non-exclusive, royalty-free license to host, store, transmit, display, and process that content solely for the purpose of operating and providing the Service.

7.3 Feedback

If you provide us with suggestions, feedback, or ideas about the Service, you grant us an unlimited, perpetual, irrevocable, royalty-free license to use them for any purpose without compensation or attribution.

8. Third-Party Services and Integrations

The Service connects to and depends on third-party services, including Stripe (payment processing), TradeLocker (brokerage API), Genesis FX (recommended brokerage), and others. We are not responsible for the availability, accuracy, or actions of any third-party service. Your use of third-party services is governed by the terms of those services, not by these Terms.

We may receive referral compensation from certain third-party services we recommend, including the recommended brokerage. Referral compensation does not change the price you pay to the third party.

9. Disclaimers

9.1 Trading Risk Disclaimer

Automated trading involves substantial risk of loss and is not suitable for all investors. Past performance is not indicative of future results. You may lose some or all of the funds in your brokerage account.

Leverage, where offered by your broker, magnifies both gains and losses and can result in losses greater than your initial deposit.

9.2 No Investment Advice

Nothing provided through the Service — including signals, trade executions, marketing materials, or any other content — constitutes investment advice, a recommendation to buy or sell any security or instrument, or an offer or solicitation of any kind. You should consult a licensed financial advisor before making financial decisions.

9.3 Service Provided "AS IS"

The Service is provided "as is" and "as available" without warranties of any kind, express or implied. To the maximum extent permitted by law, we disclaim all warranties, including warranties of merchantability, fitness for a particular purpose, non-infringement, availability, accuracy, and quiet enjoyment.

We do not warrant that the Service will be uninterrupted, error-free, secure, or free from viruses or other harmful components. We do not warrant that Signals will be transmitted or executed in any particular timeframe, or at all.

9.4 No Warranty Regarding Strategy Providers

We do not vet, verify, endorse, or guarantee the qualifications, honesty, performance, or methodology of any Customer (strategy provider). Subscribers select Customers at their own risk and on the basis of the Subscriber's own due diligence.

10. Limitation of Liability

10.1 No Liability for Trading Losses

To the maximum extent permitted by law, we will not be liable for any losses you incur on your brokerage account, regardless of source or cause. This includes losses arising from signals, execution delays, missed signals, incorrect signals, market conditions, broker actions, or any other cause.

10.2 Limitation on Other Damages

To the maximum extent permitted by law, we will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, data, or goodwill, arising out of or relating to these Terms or the Service, even if we have been advised of the possibility of such damages.

10.3 Cap on Direct Damages

To the maximum extent permitted by law, our total cumulative liability to you for all claims arising out of or relating to these Terms or the Service will not exceed the greater of (a) the total fees you paid to us in the twelve (12) months preceding the event giving rise to the claim, or (b) one hundred U.S. dollars ($100.00).

10.4 Basis of the Bargain

The disclaimers and limitations in Sections 9 and 10 are a fundamental basis of the bargain between you and us. The Service would not be provided to you on the same terms — or at all — without these limitations.

10.5 Statutory Exceptions

Some jurisdictions do not allow the exclusion or limitation of certain warranties or damages. In those jurisdictions, our liability is limited to the maximum extent permitted by law.

11. Indemnification

You agree to indemnify, defend, and hold harmless Crypto Melodies LLC, its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to:

We reserve the right to assume the exclusive defense and control of any matter subject to indemnification, in which case you agree to cooperate with our defense.

12. Privacy

Our collection, use, and disclosure of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Service, you consent to our processing of personal information as described in the Privacy Policy.

13. Modifications to These Terms

We may modify these Terms at any time. If we make material changes, we will provide notice by email and/or by posting the updated Terms on our website with an updated "Last Updated" date. Material changes take effect thirty (30) days after notice. Your continued use of the Service after the effective date constitutes acceptance.

If you do not agree to a modification, your sole remedy is to cancel your subscription and stop using the Service before the effective date of the modification.

14. Dispute Resolution

14.1 Informal Resolution

Before filing a formal claim, you agree to attempt to resolve any dispute by contacting us at support@pscypher.com and providing a written description of the dispute. We agree to attempt to resolve the dispute informally for at least thirty (30) days before either party initiates formal proceedings.

14.2 Binding Arbitration

If informal resolution fails, you and we agree that any dispute, claim, or controversy arising out of or relating to these Terms or the Service will be resolved by binding individual arbitration administered by the American Arbitration Association ("AAA") under its Consumer Arbitration Rules. The arbitration will be conducted in Cheyenne, Wyoming, or by videoconference at the arbitrator's discretion. The arbitrator's decision is final and binding.

14.3 Class Action Waiver

You and we agree that each may bring claims against the other only in individual capacity, and not as a plaintiff or class member in any purported class, collective, or representative action. The arbitrator may not consolidate more than one person's claims and may not preside over any form of representative proceeding.

14.4 Exceptions

The agreement to arbitrate does not apply to (a) claims for injunctive or equitable relief to protect intellectual property rights, (b) small-claims court actions where permitted, or (c) any claim that, by law, cannot be arbitrated.

14.5 Opt-Out

You may opt out of the arbitration agreement and class action waiver in Sections 14.2 and 14.3 by sending written notice to us at the address in Section 17 within thirty (30) days of first creating your Account. Opt-out notices must include your name, Account email, and a clear statement that you are opting out of arbitration.

14.6 Governing Law

These Terms and any dispute arising out of or relating to them are governed by the laws of the State of Wyoming, without regard to its conflict-of-laws principles. To the extent any dispute is not subject to arbitration, the exclusive jurisdiction and venue is the state and federal courts located in Laramie County, Wyoming, and you consent to personal jurisdiction in those courts.

14.7 Time Limit

Any claim arising out of or relating to these Terms or the Service must be filed within one (1) year after the cause of action accrues, or it is permanently barred.

14.8 Mass Arbitration

In the event 25 or more similar arbitration demands are filed by or on behalf of the same or coordinated parties, the Mass Arbitration Supplementary Rules of the AAA shall apply in addition to the Consumer Arbitration Rules.

15. Reservation of Rights

We reserve all rights not expressly granted to you in these Terms. No rights are granted by implication, estoppel, or otherwise.

16. General Provisions

16.1 Entire Agreement

These Terms, together with our Privacy Policy, Refund Policy, and any signed agreements you have entered with us, constitute the entire agreement between you and us regarding the Service and supersede any prior agreements.

16.2 Severability

If any provision of these Terms is held invalid or unenforceable, the remaining provisions remain in full force and effect.

16.3 No Waiver

Our failure to enforce any provision of these Terms is not a waiver of that provision or any other.

16.4 Assignment

You may not assign or transfer your rights or obligations under these Terms without our prior written consent. We may assign our rights and obligations to any successor in connection with a merger, acquisition, sale of assets, or by operation of law, on notice to you.

16.5 Force Majeure

We are not liable for delays or failures in performance caused by circumstances beyond our reasonable control, including acts of God, war, terrorism, civil unrest, government action, pandemic, internet outages, third-party service failures, or denial-of-service attacks.

16.6 Relationship of the Parties

Nothing in these Terms creates a partnership, joint venture, agency, fiduciary, or employment relationship between you and us.

16.7 Notices

We may provide notices to you by email to the address associated with your Account or by posting on the Service. You may provide notices to us at support@pscypher.com or by mail to the address in Section 17.

16.8 No Third-Party Beneficiaries

These Terms do not create any third-party beneficiary rights, except as expressly stated.

16.9 English Language

These Terms are written in English. Any translation is provided for convenience only. The English version controls in case of conflict.

17. Contact

Crypto Melodies LLC 1603 Capitol Ave Ste 415 PMB 437100
Cheyenne, Wyoming 82001-4562
United States

Email: support@pscypher.com
Website: pscypher.com

Acknowledgment

By using the service, you acknowledge that you have read these Terms, understand them, and agree to be bound by them.